TERMS & CONDITIONS

Last updated: May 10, 2026

Welcome to the website of Cummings Coaching (“Company,” “we,” “our,” or “us”). By accessing or using this website, purchasing our services, or participating in our programs, you agree to the following Terms & Conditions.

If you do not agree, please do not use this website.

1. Use of Website

This website and its content are intended for individuals age 18 and older.

You agree to use this website for lawful purposes only and not for any activity that could harm, disrupt, or interfere with the website or its users. These terms apply to all visitors, users and others who access or use the Service.

2. Intellectual Property

All content on this website is the property of Cummings Coaching, including:

- Text, graphics, logos, downloads, and resources

- Worksheets, frameworks, coaching materials

- Course and program content

- Videos, trainings, and presentations

This content is protected by copyright and intellectual property laws.

You may:

- View and use materials for personal, non-commercial use only.

You may NOT:

- Reproduce, distribute, copy, sell, or share materials without written permission.

3. Coaching Services Disclaimer

Coaching is not therapy, counseling, medical care, financial advising, or legal advice.

By participating in coaching services, you acknowledge:

- You are responsible for your own decisions, actions, and results.

- Results are not guaranteed.

- Coaching is for education, support, and personal development only.

4. Payments & Refund Policy

- By purchasing any service or program, you agree:

- All payments are due in full or according to the payment plan selected.

- Payment plans must be completed even if participation stops.

- Due to the nature of coaching and digital programs, all sales are final unless otherwise stated in writing.

If a specific program includes a refund window, it will be clearly stated on the sales page.

5. Program Participation

We reserve the right to remove any participant from a program or community if they:

- Behave in a disruptive, abusive, or inappropriate manner

- Violate community standards

- Fail to honor payment agreements

No refunds will be issued in such cases.

6. Confidentiality

We respect your privacy and will keep your personal information confidential.

However, group coaching environments are not confidential spaces. You agree to respect the privacy of other participants.

7. Limitation of Liability

To the fullest extent permitted by law, Cummings Coaching is not liable for:

- Any indirect or consequential damages

- Loss of income, business, or opportunities

- Personal or professional outcomes from coaching or website use

Your use of this website and services is at your own risk.

8. Changes to Terms

We may update these Terms at any time.

Continued use of the website means you accept the updated Terms.

9. Contact

For questions about these Terms:

Email: [email protected]